DigitalEffort: Medium$$$
Buy a Cash-Flowing Newsletter / Website
Acquire on Flippa or Acquire.com at 25–40x monthly profit. Hire a part-time editor.
Gumroad ↗Checking…
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Passive Income Ideas
Today's featured · rotates daily · 57 total
EcommerceEffort: High$$$
Amazon FBA Wholesale
Buy from US brands at wholesale, ship to Amazon. 15–25% net margins at scale.
Shopify ↗Checking…
DigitalEffort: Medium$$$
Drop-Servicing (Webflow, SEO, Ads)
Resell agency services with a markup. Recurring retainers = predictable MRR.
Gumroad ↗Checking…
DigitalEffort: High$$$$
License a Patent or Brand Trademark
Royalty deals with manufacturers. 3–7% of wholesale.
Gumroad ↗Checking…
Low riskEffort: Very low$$
High-Yield Savings Accounts (HYSA)
Park cash in FDIC-insured online banks earning 4-5% APY. Best for emergency funds.
NerdWallet HYSA rates ↗Checking…
Low riskEffort: Low$$
Treasury Bills & I-Bonds
U.S. government-backed yields, often 5%+. Buy directly via TreasuryDirect.gov.
TreasuryDirect I-Bonds ↗Checking…
InvestingEffort: Low$$$
Dividend ETFs (SCHD, VYM)
Quarterly dividend income from blue-chip US companies. Reinvest for compounding.
SEC Investor.gov ↗Checking…
InvestingEffort: Low$$$
REITs (Real Estate ETFs)
Real-estate exposure without owning property. VNQ, O, and STAG are popular picks.
SEC Investor.gov ↗Checking…
InvestingEffort: Very low$$$$
Index Fund Investing (VOO, VTI)
Long-term S&P 500 exposure. Historically ~10% annual returns.
SEC Investor.gov ↗Checking…
Real estateEffort: Medium$$$
Rent Out a Spare Room (Airbnb)
Monetize unused space in your home. Average US host earns $14K/yr.
Airbnb hosts ↗Checking…
Sharing economyEffort: Medium$$
Rent Your Car (Turo)
List your car when you're not using it. Top hosts earn $10K+/year per vehicle.
Turo hosts ↗Checking…
DigitalEffort: High upfront$$$
Sell Digital Products (Gumroad, Etsy)
Templates, printables, Notion docs, Lightroom presets. Build once, sell forever.
Gumroad ↗Checking…
Browse all 57 ideas
High-Yield Savings Accounts (HYSA)$$
Low risk · Very low
Treasury Bills & I-Bonds$$
Low risk · Low
Dividend ETFs (SCHD, VYM)$$$
Investing · Low
REITs (Real Estate ETFs)$$$
Investing · Low
Index Fund Investing (VOO, VTI)$$$$
Investing · Very low
Rent Out a Spare Room (Airbnb)$$$
Real estate · Medium
Rent Your Car (Turo)$$
Sharing economy · Medium
Sell Digital Products (Gumroad, Etsy)$$$
Digital · High upfront
Print-on-Demand (Printful + Shopify)$$
Ecommerce · Medium
YouTube Channel (Faceless Niche)$$$$
Content · High
Affiliate Marketing Blog$$$
Content · High
Sell Stock Photos (Shutterstock, Adobe)$
Digital · Medium
Peer-to-Peer Lending (Prosper, LendingClub)$$
Alt investing · Low
Write & Self-Publish on Amazon KDP$$$
Digital · High
Create an Online Course (Teachable, Udemy)$$$$
Content · High
License Music or Sound Effects$$
Digital · Medium
Rent Out Storage Space (Neighbor.com)$$
Real estate · Very low
Cashback Credit Card Stacking$
Optimization · Very low
Crypto Staking (ETH, SOL)$$
Crypto · Low
Build a Niche Newsletter (beehiiv, Substack)$$$
Content · High
Vending Machine Route$$$
Offline · Medium
ATM Ownership$$
Offline · Medium
Sell Lightroom Presets / LUTs$$
Digital · Medium
Domain Name Flipping$$
Digital · Medium
Robo-Advisor Investing (Wealthfront, Betterment)$$$
Investing · Very low
License Your Photos to Brands (Foap)$
Digital · Low
Create a Mobile App (No-Code)$$$$
Digital · High
Lease Billboard Space on Your Property$$
Real estate · Very low
Chase Checking Sign-Up Bonus$$
Bank bonus · Very low
SoFi Checking + Savings Bonus$$
Bank bonus · Very low
Citi Priority Account Bonus$$$
Bank bonus · Low
Discover Online Savings Bonus$$
Bank bonus · Very low
Robinhood Gold IRA 3% Match$$$
Brokerage bonus · Very low
Webull / Moomoo Free Stock Bonus$
Brokerage bonus · Very low
Fidelity / Schwab Transfer Bonuses$$$
Brokerage bonus · Low
Credit Card Welcome Offers (Chase Sapphire, Amex Gold)$$$
Card bonus · Low
Business Card Bonuses (Ink Cash, Amex Business)$$$
Card bonus · Low
Rakuten + Capital One Shopping Stack$$
Cashback · Very low
Receipt-Scanning Apps (Fetch, Ibotta, Upside)$
Cashback · Very low
Bilt Rewards on Rent$$
Cashback · Very low
Acorns / M1 Round-Ups$
Cashback · Very low
Municipal Bonds (Tax-Free Income)$$$
Investing · Low
Covered Call ETFs (JEPI, JEPQ)$$$
Investing · Very low
BDC Dividend Stocks (ARCC, MAIN)$$$
Investing · Low
Master Limited Partnerships (MLPs)$$$
Investing · Low
Rent Out Your Pool (Swimply)$$$
Sharing economy · Medium
Rent Tools & Equipment (Fat Llama)$$
Sharing economy · Low
Backyard for RV / Boat Storage (Neighbor)$$
Real estate · Very low
Mobile Home Park Investing (Fundrise)$$$
Real estate · Low
Self-Storage Syndications$$$
Real estate · Low
Solar Panel Lease / Net Metering$$
Real estate · Medium
EV Charger on Your Property$$
Sharing economy · Medium
Niche Membership Community (Skool, Circle)$$$$
Content · High
Buy a Cash-Flowing Newsletter / Website$$$
Digital · Medium
Amazon FBA Wholesale$$$
Ecommerce · High
Drop-Servicing (Webflow, SEO, Ads)$$$
Digital · Medium
License a Patent or Brand Trademark$$$$
Digital · High
US Markets
Indices, mega-caps & crypto · Yahoo delayed
USD Exchange Rates
1 US Dollar buys…
Top 10 Commodities
Futures prices & daily change · Yahoo delayed
Economy & Business
Latest US headlines
US inflation cooled slightly to 3.4% in July but prices still elevated - The Guardian
The Guardian · Aug 12, 7:01 PM UTC
Inflation Was Moderate in July, but Energy Prices Remain Elevated - The New York Times
The New York Times · Aug 12, 7:10 PM UTC
US annual inflation cooled to 3.4% in July as gas prices ease - CNN
CNN · Aug 12, 12:33 PM UTC
Inflation cooled last month as gas prices fell, though costs remain elevated - PBS
PBS · Aug 12, 6:01 PM UTC
Here's the inflation breakdown for July 2026 — in one chart - CNBC
CNBC · Aug 12, 2:37 PM UTC
US consumer inflation mild in July, economy still not out of the woods - reuters.com
reuters.com · Aug 12, 8:00 PM UTC
Inflation remained stubborn in July as wages slowed for workers - NBC News
NBC News · Aug 12, 2:03 PM UTC
US inflation eases to 3.4% in July - Anadolu Ajansı
Anadolu Ajansı · Aug 12, 12:39 PM UTC
US Core Inflation Comes in Subdued, Easing Pressure on Fed - Bloomberg.com
Bloomberg.com · Aug 12, 3:02 PM UTC
US inflation falls to 3.4% in July - Financial Times
Financial Times · Aug 12, 12:31 PM UTC
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